OTP Bank Plc is Hungary's largest commercial bank and a leading independent financial service provider in Central and Eastern Europe. Established in 1949 as the nation's sole retail bank until 1987, it has evolved into a universal banking group offering comprehensive services to private individuals and corporate clients, including deposits, loans, mortgages, leasing, factoring, asset management, investment funds, and real estate. The OTP Group operates through subsidiaries across 11 countries, such as Bulgaria, Croatia, Romania, Serbia, Slovenia, Ukraine, Moldova, Montenegro, Russia, Albania, and Uzbekistan, serving nearly 17 million customers with around 40,000 employees and over 1,500 branches. Notable subsidiaries include Merkantil Group for vehicle financing, OTP Mortgage Bank for housing loans, and OTP Factoring for collateral management. With a history rooted in the National Savings Bank and public listing since 1995, OTP Bank Plc maintains a diversified ownership structure featuring major shareholders like MOL Group and Groupama, alongside a high free float. It plays a pivotal role in regional financial markets by driving digital innovation, ensuring regulatory compliance, and supporting economic development in the CEE and Central Asian region.