First Investment Bank AD is a Bulgarian commercial bank that provides a broad range of retail and corporate banking services. Established in 1993 and headquartered in Sofia, it serves individuals, small and medium-sized enterprises, and large corporates through current and savings accounts, term deposits, payment services, and card products, as well as mortgage, consumer, and business lending. The bank is active in areas such as SME and micro-lending, trade and project finance, and treasury operations, reflecting a diversified banking model. Beyond its domestic branch and office network, it maintains an international presence with operations in Cyprus and subsidiaries across the Balkans, including in Albania and North Macedonia, positioning it as a regional financial group. First Investment Bank AD also offers private banking, investment services, and digital channels such as online and mobile banking, supporting both everyday transactions and more specialized financial needs. This combination of universal banking services and regional reach underpins its role in Bulgaria’s banking sector and the wider Balkan financial landscape.