BFF Bank S.p.A. is Italy's largest independent specialty finance company and a leading European player in non-recourse factoring and credit management. It specializes in purchasing and managing trade receivables from public administrations, public sector suppliers, and private hospitals, offering services like factoring, lending, and credit collection. Operating through three key segments—Factoring & Lending, Securities Services, and Payment Services—the bank serves clients across Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. The Securities Services segment provides custodian banking, fund accounting, and transfer agent services for investment funds including pension, mutual, and alternative funds. The Payment Services segment handles processing, corporate payments, cheques, and bills for small to medium Italian banks and large companies. Founded in 1985 by pharmaceutical companies to manage receivables from national healthcare systems, BFF Bank S.p.A. is headquartered in Milan, Italy, and plays a vital role in supporting public and healthcare financing while maintaining strong financial metrics such as a solid CET1 ratio.