Generalfinance S.p.A. is an Italian financial intermediary specializing in factoring services, primarily for small and medium-sized enterprises (SMEs) in financial distress or crisis. Founded in 1982 as Prestoleasing S.p.A. and renamed in 1990, the company provides customized financing by purchasing accounts receivable, enabling businesses to improve cash flow, reduce credit risk, and accelerate collections. It focuses on non-recourse and recourse factoring, with about 75% of its business supporting distressed companies through restructuring procedures like certified recovery plans, debt restructuring agreements, and arrangements with creditors. Generalfinance serves sectors including manufacturing, services, retail, wholesale trade, and tax credits, with debtors spanning domestic and foreign private and public entities. Registered as a financial intermediary with the Bank of Italy, it operates from Milan with 84 employees under CEO Massimo Gianolli. The firm has achieved significant growth, with cumulative factoring turnover exceeding €4.6 billion by 2020 and loans to customers reaching €176.5 million, playing a vital role in bolstering Italy's SME economy through innovative, client-focused solutions.