Patria Bank SA is a Romanian banking institution headquartered in Bucharest, providing a comprehensive suite of financial products and services to retail clients, small and medium-sized enterprises, agribusinesses, and corporate customers. Its offerings encompass current, savings, demand, term, and collateral deposits; diverse lending solutions including working capital financing, investment loans, SME loans, personal loans, home mortgages, overdrafts, refinancing, factoring, bank guarantees, and letters of credit; as well as debit and credit cards. The bank specializes in rural microfinance and agribusiness lending, supporting agricultural activities, land purchases, equipment acquisitions, and European fund projects through secured loans. Additional services include foreign exchange operations, internet and mobile banking, and management of open-end investment funds via its subsidiary SAI Patria Asset Management. Patria Bank SA operates through dedicated divisions for retail, micro-businesses, SMEs, and agro segments, delivering modern digital solutions alongside traditional banking to meet varied client needs in the Romanian market.