Bank Mandiri (Persero) Tbk is a leading full-service commercial bank providing a comprehensive range of banking products and services primarily in Indonesia. It operates through key segments including Corporate Banking for large-scale corporate clients, Commercial Banking targeting medium-sized enterprises, Institutional Banking, Retail Banking for individual customers, and Treasury and International Banking. Additional offerings encompass deposit collection, loans, promissory notes, guarantees, wholesale banking, custodian services, asset and wealth management, factoring, credit card services, and Islamic banking. The bank emphasizes cross-selling, regional expertise, and accessible solutions for micro, small, and midsize enterprises, with a diversified loan portfolio spanning industrials, restaurants and hospitality, and transportation and storage sectors. Geographically, it serves clients in Indonesia, Asia including Singapore, Malaysia, Hong Kong, Timor Leste, and Shanghai, as well as Western Europe in England and the Cayman Islands. Founded in 1824 and headquartered in Jakarta, Indonesia, Bank Mandiri (Persero) Tbk plays a pivotal role in the Indonesian financial landscape supporting businesses and individuals across multiple industries.