Rubean AG is a fintech company based in Munich, Germany, specializing in software-only point-of-sale (SoftPOS) terminals for accepting contactless card payments on mobile devices. It provides pure software solutions that enable smartphones and Android-based handheld devices to function as payment terminals without additional hardware, serving banks, acquirers, and merchants across various sectors. Key products include PhonePOS for contactless payments via smartphones and GetPAYD for cashless payments tailored to retail delivery drivers, restaurants, and small to large retailers. The SoftPOS technology supports popular payment methods such as girocard in Germany, credit and debit cards, and mobile payments, while maintaining PCI MPoC certification and connections to multiple acquirers and gateways. Deployed in Europe and Latin America, Rubean AG's solutions facilitate faster service during peak times, payments anywhere in stores, events, or roadside assistance, and operate on over 100,000 devices in enterprises and small businesses. Founded in 1999, it holds a prominent position in the dynamic SoftPOS market with unique features like girocard support and Redsys gateway integration.